About LoansTN
Our Mission
LoansTN was built with a single purpose: to help Tennessee residents find personal loans with transparent terms and competitive rates. Whether you live in Nashville, Memphis, Knoxville, or any other city across the Volunteer State, we connect you with licensed lenders who can meet your financial needs.
What We Do
LoansTN.com is a free loan matching platform. We partner with a network of Tennessee-licensed lenders to bring you multiple loan offers in minutes. You fill out one simple form, and we show you side-by-side comparisons so you can choose the offer that works best for your budget.
We are not a lender. We do not make credit decisions or fund loans. Our role is to connect you with lenders and help you compare options — at absolutely no cost to you.
Why Tennessee Trusts Us
Every lender in our network is licensed to operate in Tennessee and regulated under TCA Title 45 — the Tennessee Industrial Loan and Thrift Companies Act. The Tennessee Department of Financial Institutions (TDFI) oversees all licensed lenders, ensuring borrowers are protected by state law.
We take your privacy seriously. All data submitted through our platform is encrypted with 256-bit SSL and handled in accordance with our strict privacy policy. We never sell your personal information to third parties.
Serving the Volunteer State
Tennessee is home to a diverse economy — from Nashville's booming entertainment and healthcare industries to Memphis's logistics hub and Knoxville's education sector. We understand that Tennesseans need flexible financing options, whether for debt consolidation, home improvements, medical bills, or unexpected expenses.
Our platform serves borrowers in all major Tennessee cities including Nashville, Memphis, Knoxville, Chattanooga, Clarksville, and Murfreesboro, as well as smaller communities statewide.
Our Values
- Transparency: Every loan offer shows the full APR, monthly payment, and total repayment cost upfront.
- No hidden fees: LoansTN is 100% free for borrowers. We earn a referral fee from lenders only when you accept an offer.
- Privacy first: Your soft credit check does not affect your credit score. Hard inquiries only happen if you accept an offer.
- Tennessee focus: We specialize in the Volunteer State, understanding local regulations and lender options specific to Tennessee residents.
Contact Us
Have questions? Visit our FAQ page or reach us at [email protected]. We typically respond within 1 business day.