Privacy Policy
Last updated: March 2026
Introduction
This Privacy Policy describes how LoansTN.com ("we," "us," or "our") collects, uses, and shares your personal information when you visit our website at loanstn.com or use our loan matching services. By using our site, you agree to the practices described in this policy.
Information We Collect
When you use our loan comparison service, we may collect the following types of information:
- Personal identification: Name, email address, phone number, date of birth, Social Security number (last 4 digits or full, depending on lender requirements)
- Financial information: Income, employment status, housing costs, existing debts, requested loan amount
- Technical data: IP address, browser type, device information, pages visited, referring URLs
- Cookies and tracking: We use cookies and similar technologies to improve site functionality and analyze usage patterns
How We Use Your Information
We use your personal information to:
- Match you with Tennessee-licensed lenders based on your loan request
- Facilitate the soft credit inquiry process to estimate your rate
- Communicate with you about your loan inquiry
- Improve our website and services
- Comply with legal obligations and regulatory requirements
Information Sharing
We share your information with third parties only in the following circumstances:
- Lending partners: When you submit a loan request, your information is shared with lenders in our network to generate offers
- Service providers: We use third-party providers for hosting, analytics, and email services who process data on our behalf
- Legal compliance: We may disclose information when required by law, court order, or government regulation
We do not sell your personal information to data brokers or unrelated third parties.
Data Security
We protect your personal information using industry-standard security measures, including 256-bit SSL encryption for all data transmitted through our website. We regularly review our security practices and update them as needed to maintain the safety of your data.
Your Rights
You have the right to:
- Request access to the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information (subject to legal retention requirements)
- Opt out of marketing communications at any time
Cookies
Our website uses cookies to enhance your experience. You can control cookie settings through your browser. Disabling cookies may limit some site functionality. We use both session cookies (deleted when you close your browser) and persistent cookies (remain until expiration or deletion).
Third-Party Links
Our website may contain links to third-party websites, including lender sites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.
Children's Privacy
Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a minor, we will take steps to delete it promptly.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.
Contact Us
If you have questions about this Privacy Policy or your personal data, contact us at [email protected].